Access Plans USA is organized into three distinct business units:
Consumer Plan Division 
We assist uninsured and underinsured individuals and families, and employers and large affinity groups to access savings on health care expenses through:
- Prescription drug and dental discount programs
- Medical discount cards
- Fully insured programs
We also provide materials and services specifically designed for Spanish-speaking populations and other large ethnic groups.
Insurance Marketing Division
We utilize web-based technology for agent and tele-sales distribution of affordable health care products. Our national network of licensed professional agents serves families, individuals and senior Americans with a range of products:
- Fully insured Major Medical plans
- Senior health and life insurance products
- Small employer group plans
Regional Health Care Division
Our administrative and managed care unit has established a regional health care program to reduce health care costs for public and private employers. We provide:
- Well-recognized affordable health care plans
- Claims management and processing
- Utilization review and case management
- Access to a national network of over 500,000 physicians, hospitals, and other medical service providers
