Carl H. Fischer - President and Chief Marketing Officer, Adult Care Plans / Rx America (ACP)

Mr. Fischer has been President and Chief Marketing Officer of ACP since July 2006. He was previously Chief Executive Officer of American Benefit Resource/Rx, Inc., a subsidiary of Insurance Capital Management USA, Inc. (ICM). From June 1997 to June 2004, Mr. Fischer held various positions with the Health Division of Conseco, Inc. in Carmel, Indiana, including Chief Administrative Officer, Senior Vice President-Marketing, and President-ACSIA-Specialty Benefit Planners. From 1982 to 1997, he held various positions with Pioneer Financial Services in Schaumburg, Illinois and Dallas, Texas. From 1977 to 1982, he worked for AEGON, Inc. in Cedar Rapids, Iowa, holding the position of Manager-New Business/Agency Services of Life Investors Insurance Company of America and Bankers United Life Assurance Company, prior to which he was a registered representative with a member firm of the National Association of Securities Dealers, Inc., life insurance annuities for IDS/American Express.

Mr. Fischer graduated from Coe College in Cedar Rapids, Iowa, where he received a B.A. in Economics and a B.A. in Business Administration in 1982. He also continued his graduate studies in business at Rockford College, Rockford, Illinois, and Amberton University in Dallas, Texas in 1983 and 1987.