Peter W. Nauert - Chief Executive Officer and President

Mr. Nauert was previously the Founder, Chairman and CEO of Insurance Capital Management USA, Inc. (ICM) since its inception in 2002. Prior to founding ICM, Mr. Nauert was Chairman and CEO of Ceres Group, Inc., a publicly traded insurance company, from July 1998 to June 2002. Mr. Nauert served as Chief Executive Officer of Pioneer Financial Services from 1982 to 1997. Mr. Nauert received a Juris Doctor from George Washington University as well as a Bachelor of Science degree in Business Administration from Marquette University. For additional information on Mr. Nauert's background, experience and accomplishments, you may go to: www.pwnauert.com